Easy online account opening

Sign up for a COL account online and complete your application in less than 10 minutes!

Easy as 1-2-3

Watch our quick video guide to open your COL account in 3 simple steps.

3 easy steps to open a COL account online

Ready your requirements

  • Your gov’t-issued ID must have a clear photo and signature. It should be valid for at least three (3) months before expiry.

  • Any future withdrawals from your COL account will be deposited directly into your registered Philippine bank account.

    • For employed, self-employed, and foreigners: Philippine Tax Identification Number (TIN)

    • For employed and self-employed individuals: SSS/GSIS # or CRN

    • For non-resident foreigners: Valid passport

    • For resident foreigners: Valid passport + ACR I-Card/SIRV/SRRV/work permit from DOLE

    • For dual citizens: Valid passport + dual citizenship papers

    • For U.S. persons: 1 U.S. government-issued ID + accomplished W-9 or W-8BEN IRS form

Sign up and submit

  • Use a camera-enabled device to submit a photo of yourself holding your ID and a video capture for verification.

  • Prepare a blank sheet of paper for your specimen signature verification.

Fund your account

  • Easily fund your COL account through bills payment with our partner banks and e-wallets.

    Learn how

  • Visit any partner bank branch, fill out a payment slip, and deposit funds to your COL account via bills payment.

    Learn how

  • Fund your COL account via overseas remittance.

    Learn how

Frequently Asked Questions

  • Accepted Gov’t-Issued IDs for Filipino Citizens:

    • Passport

    • Driver’s License

    • Unified Multi-purpose ID (UMID) or SSS ID

    • Professional Regulation Commission (PRC) ID

    • PhilSys/National ID

    • COMELEC/Voter’s ID

    • PhilHealth ID (with photo and signature)

    • Senior Citizen ID

    • Postal ID

    • Barangay ID

    • Police Clearance ID (with photo and signature)

    • Seafarer’s Book

    • Integrated Bar of the Philippines (IBP) ID

    • Armed Forces of the Philippines (AFP) ID

    • Philippine National Police (PNP) ID

    • Civil Aviation Authority of the Philippines (CAAP) ID

    For Foreign Citizens:

    • Valid Passport

    • Philippine Residency IDs (if applicable)

    • Alien Certificate of Registration (ACR/I-CARD)

    • Work Permit from DOLE

    • Special Investor’s Resident Visa (SIRV)

    • Special Resident Retiree’s Visa (SRRV)

  • If you don’t have a government-issued ID, we can also accept:

    • For students: Valid and current student ID with a copy of your birth certificate

    • For employed: Valid and current employment ID with a copy of your birth certificate

    Note: Student and employment IDs must include a clear photo and signature.

  • A Tax Identification Number (TIN) is required for employed, self-employed, and foreign individuals to open an account. But if you’re an OFW, student, or currently unemployed, you can submit your TIN later.

    You can apply for a TIN at your nearest BIR office. If they ask for proof that you're opening a COL account, just email us at helpdesk@colfinancial.com, and we’ll be happy to provide a certification.

  • You can still open a COL account even if you don’t have a Philippine bank account yet. Your bank details can be to follow, but we highly recommend setting one up as soon as possible to make withdrawals easier.

    If you have a bank account, your withdrawals will be deposited directly to it.

    If you don’t have one, withdrawals can only be claimed via check pick-up at our office in Ortigas, Pasig City, and you'll need to wait for an email from us regarding the schedule for claiming your check.

  • It depends on your budget! You can start with as little as ₱1,000 to activate a Starter COL account, which you can then use to buy your first stock or mutual fund. No fees will be deducted from your initial deposit before you start trading.

    If you have more flexibility in your budget, we recommend the Plus account. With an initial capital of ₱25,000, you get access to all COL platform features, plus more flexibility and diversity in building your investment portfolio.

  • Yes. A joint COL account allows two people to share equal ownership of an account.

    • Requirement: Both account holders must also have a joint bank account.
      Access: Either of the two account holders can manage and withdraw funds from the account.

    This setup can be ideal for partners, family members, or business co-owners looking to invest together!

  • Yes. You can open an account for your child using the COL ITF (In-Trust-For) account, which is designed for minors under 18 years old. To do this, simply upload a copy of your child’s birth certificate when opening an account online.

    Once your child turns 18, the ITF account can be converted into either a Joint account or an individual account under their name.

Take the next step

Get started on your investing journey—sign up for a COL account today!