COL EASY INVESTMENT PROGRAM (EIP)
with just ₱5,000
Start investing
then build with ₱2,000+ a month
Simple • Affordable • Convenient
Choose one professionally managed fund, automate your monthly investment, and build toward Wealth Builder access at ₱25,000 in qualifying deposits.
Amounts refer to your deposits into your COL account.
Available to eligible COL clients with an approved COL account.
HOW EIP WORKS
Start small. Invest regularly. Build over time.
A simple way in for eligible COL clients who aren’t ready to put in ₱25,000 right away.
Qualifying deposits are cash added to your COL account that count toward the ₱25,000 Wealth Builder threshold. Investment gains, dividends, and reversed or failed deposits are excluded.
YOUR MONTHLY EIP
Set it once, runs every month automatically.
What if there isn’t enough cash?
PESO-COST AVERAGING
Invest regularly without trying to time the market.
EIP uses a peso-cost averaging approach: you invest the same amount on a regular schedule. When fund prices are lower, that amount buys more units; when prices are higher, it buys fewer.
CHOOSE YOUR EIP FUND
Pick one professionally managed fund.
Start with one fund from COL Fund Source Picks. COL's research team selects and reviews the shortlist, while each fund is managed by its respective professional fund manager.
There are no EIP program fees. Fund-specific fees and expenses are reflected in each fund's price. See the fund documents for details.
Not sure where to start?
Choose based on what you want from this investment:
Funds designed to provide regular monthly income distributions.
Regular Income
Funds that focus on growth opportunities within the Philippine market, for investors comfortable with high risk.
Philippine Growth
Funds that spread your investment across major markets worldwide, for investors comfortable with high risk.
Broad Global Growth
Funds that follow specific trends and themes, for aggressive investors comfortable with high risk.
Focused Asia Themes
Based on COL Fund Source Picks as of October 2026, selected by COL's experts and analysts. Your EIP starts with one fund, which will not change automatically if Fund Source Picks are updated. You may request a change, subject to applicable rules.
YOUR PATH TO WEALTH BUILDER
Reach ₱25K and unlock more.
Every qualifying deposit counts. At ₱25,000, your account is upgraded automatically.
HOW TO ENROLL
Join the EIP today
Complete these 3 steps to start your EIP. Most of it is done online, and scanned signed forms are accepted.
Download and complete your EIP Enrollment Form
1
Choose your EIP fund and your monthly investment amount. You can fill it out on screen and sign digitally, or print, sign and scan it.
Deposit at least ₱5,000 to your account.
Schedule a monthly payment from your bank. We recommend setting it around the 15th.
Fund your COL account & set up your recurring Bills Payment
2
Signed EIP Enrollment Form
Proof of initial funding (at least ₱5,000)
Proof of your scheduled recurring Bills Payment (at least ₱2,000)
3
Send us your requirements
Email your requirements to: invest@colfinancial.com
We'll let you know when we receive your submission and once your EIP is active. Once complete requirements are received, activation is typically confirmed within 3 business days.
FREQUENTLY ASKED QUESTIONS
Quick answers about EIP
GETTING STARTED
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EIP is available to eligible COL clients with an approved COL account.
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Your first EIP investment starts at ₱5,000. After that, you can invest from ₱2,000 a month, in ₱1,000 increments.
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Yes. You can invest more than ₱5,000 initially and more than ₱2,000 monthly, subject to the allowed increments.
CHOOSING YOUR FUND
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Your EIP investment goes into one fund you choose from the available EIP fund options.
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Your EIP starts with one selected fund. You can still invest in other available funds separately through your COL account, subject to applicable requirements.
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Yes. You may request to change your selected fund, subject to EIP processing rules.
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Your EIP fund will not change automatically when Fund Source Picks are updated. You stay invested in your selected fund unless you request a change.
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There are no EIP program fees. Fund-specific fees and expenses are already reflected in each fund’s price. See the fund documents for details.
MONTHLY ORDERS
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Your EIP order is normally placed on the 18th of each month. If the 18th falls on a weekend or holiday, it moves to the next trading day.
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We recommend scheduling your Bills Payment around the 15th so the money is available in your COL account at least one business day before the order date.
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Your EIP order is placed only when there is enough available cash for the full monthly amount. Partial orders are not placed.
If there isn’t enough cash, EIP will retry according to the program schedule. If it is still unfunded by the deadline, the order expires.
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No. Missed orders do not pile up. Your next EIP order will follow the regular monthly schedule.
FUNDING
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Your recurring Bills Payment sends your monthly investment from your bank or e-wallet to your COL account. Once the money is available in COL, EIP can place your scheduled fund order.
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Please refer to the COL Funding Guide for the latest supported banks, e-wallets, and setup instructions.
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Your scheduled payment may not go through. Make sure you have enough balance before your payment date so your EIP order can be funded on time.
WEALTH BUILDER
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Yes. You may increase or reduce your monthly amount, subject to the ₱2,000 minimum and allowed investment increments.
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EIP cannot be paused. Cancellation may be requested after at least one year from enrollment, subject to COL’s prescribed process.
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EIP continues until you request a change, pause, or cancellation, subject to program rules.
CHANGES AND CANCELLATION
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Once your qualifying deposits reach ₱25,000, your account is upgraded to Wealth Builder, giving you access to additional COL features such as stock trading and COL Pro.
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No. Your EIP can continue even after your account is upgraded to Wealth Builder.
COL EASY INVESTMENT PROGRAM (EIP)
Ready to make investing a habit?
Start with ₱5,000, invest regularly from ₱2,000 a month, and take your first step toward Wealth Builder access.
Disclaimer: This is for information purposes only and does not constitute personalized financial or investment advice. Although the content is based on information from sources believed to be reliable, we do not make any representation or warranty as to its accuracy, adequacy, completeness, or timeliness.
Securities are subject to investment risks, including the possible loss of the principal amount invested.
For any questions and concerns, you may send us a message at helpdesk@colfinancial.com.