You can earn money in the stock market in two ways: price appreciation and dividends.

Price appreciation happens when a stock’s price goes up as the company grows. If you sell at a higher price than you paid, you make a profit. But if you don’t sell, your gains remain unrealized which means they can still go up or down.

Dividends are company earnings shared with investors, either as cash or extra shares. Not all companies give dividends, so it's important to check before investing.

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Here’s a breakdown of the charges per transaction/trade:

For Buying & Selling:

• Commission: 0.25% of the gross trade amount (0.5% for broker-assisted trades)

• VAT: 12% of the commission

• PSE Transaction Fee: 0.005% of the gross trade amount

• SCCP Fee: 0.01% of the gross trade amount

Additional Fee for Selling:

• Sales Tax: 0.6% of (No. of shares × Price)

As an example, if you buy 20,000 shares of ALI at ₱5.00 per share, your total fees will be ₱295.00, and if you sell them at ₱5.20 per share, your total fees will be ₱930.80, including the sales tax.

No, there are no monthly or handling fees. You are only charged when you buy or sell stocks.

The Philippine Stock Exchange Composite Index (PSEi) is made up of the 30 largest and most traded companies on the Philippine Stock Exchange. It acts as a benchmark for tracking overall stock market performance.

Peso Cost Averaging is a simple, long-term investing strategy where you spread out your stock purchases over time. This helps lower your average cost and reduces the risk of market timing. Many investors prefer this method because it's low maintenance and can lead to strong long-term gains.